So its true and I know its true because its now official

So its true, and I know its true because its now official. Years ago people would say, "I can't afford that, because I'm unemployed." But now these days people say "I can't afford that because I'm working." And they are not talking about luxuries. They are talking about the high cost of transport to get to work in the first place? What is the point of having a job if you cannot afford to get there?